US Patent:
20190213623, Jul 11, 2019
Inventors:
- NEW YORK NY, US
NIPUN PALEKAR - MANHASSET NY, US
GEORGE J. WADE - GLEN ROCK NJ, US
International Classification:
G06Q 30/02
G06K 7/10
G06Q 20/20
Abstract:
A system for managing generation of an electronic coupon (eCoupon) includes a terminal configured to process a credit/debit card to determine a card number of the credit/debit card; and computer server configured to generate a plurality of transactions from a pool of credit/debit card data, perform sequence pattern mining on the transactions to determine a sequence likely to result in an amount of spending in a pre-defined spending category within a subsequent period of time that exceeds a pre-defined spend threshold, receive the card number across a computer network from the terminal, and generate the eCoupon when existing purchases by the card number include the sequence.