Rhonda A Witz

Sacramento, CA

Financial Services

Rw Professional Services Accounting Jan 1996 - Mar 2016
Business Owner
Safe Credit Union Jan 1996 - Mar 2016
Real Estate Lending Funding Supervisor
U.s. Bank 2010 - 2012
Wholesale Closing Divsion Real Estate Loan Closer
Bank of America Sep 2007 - Jul 2009
Senior Mortgage Banker
Sierra Pacific Mortgage Company, Inc. Sep 2005 - Sep 2007
Senior Mortgage Funder

Sierra College 2004 - 2007
Sierra College 2006
Cal State East Bay - College of Business & Economics 1994 - 1996
Cal State East Bay - College of Business & Economics 1992
California State University of Hayward

Mortgage Lending
Financial Analysis
Loans
Finance
Banking
Accounting
Credit
Cash Management
Risk Management
Credit Analysis
Retail Banking
Commercial Banking
Financial Risk
Financial Planning
Portfolio Management
Commercial Lending
Investments
Loan Origination
Consumer Lending
Internal Audit
Mortgage Banking
Auditing
Account Reconciliation
Internal Controls
Payroll
Financial Statements
Financial Reporting
Financial Accounting
Accounts Payable
Quickbooks
Accounts Receivable
Tax
General Ledger
Ifrs
Sarbanes Oxley Act
Gaap
Wholesale and Retail Mortgage Banking
Mbs Pool Accounting and Investor Reconciliation
Fannie Mae and Freddie Mac Guidelines
Fha and Va Lending
Nmls Licensed

US BANK, NA, Wholesale Loan Closing Division
Roseville, CA
Oct 2010 to Sep 2012
WHOLESALE LOAN FUNDER/CLOSER
ADECCO for CITIZENS BANK
Nevada City, CA
Jul 2010 to Oct 2010
REAL ESTATE LOAN PROCESSOR
Reunion Mortgage
Roseville, CA
May 2009 to Sep 2009
REAL ESTATE SENIOR LOAN FUNDER
Bank of America & Countrywide ROC
Sacramento, CA
Dec 2008 to May 2009
GOVERNMENT LOAN FUNDER/CLOSER
Sierra Pacific Mortgage
Folsom, CA
Sep 2005 to Sep 2007
RETAIL & WHOLESALE LOAN FUNDER
Downey Savings & Loan Assoc
Rocklin, CA
Dec 2001 to Sep 2005
REAL ESTATE LOAN FUNDER & PROCESSOR
Allied Trustee Services
Roseville, CA
Jan 2001 to Sep 2001
TRUSTEE SALES OFFICER
Financial Center Bank
San Francisco, CA
Apr 1987 to May 1992
ASSISTANT VICE PRESIDENT
Pacific Union Bank & Trust Co
Menlo Park, CA
May 1982 to Jan 1987
BRANCH MANAGER

BANK & ADMINISTRATIVE INSTITUTE & AMERICAN TAX SERVICE & ALL-REGS
San Francisco, CA
1980 to 2012
Bank Operations and Regulatory Reporting
SIERRA COLLEGE
Rocklin, CA
2003 to 2005
Real Estate
CALIFORNIA STATE UNIVERSITY HAYWARD
Concord, CA
1992 to 1993
Fundementals of Mortgage Banking & Secondary Marketing
SOUTH HIGH SCHOOL
Torrance, CA
Accounting

REAL ESTATE LOAN FUNDING, PROCESSING, TRUSTEE SERVICES, ACCOUNTING & BOOKKEEPING & COMMERICAL BANK OPS AND REGULATORY REPORTING