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Pankaj Prakash

from Rocky Hill, CT
Age ~46
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Also known as:
Prakash Pankaj
Phone and address:
601 Holly Hill Dr, Rocky Hill, CT 06067
(860) 436-6528
Related to:
Pooja Prakash
Connected to:
Abhijit Prakash, 40Anbha W Prakash, 66Anto Prakash, 54Aparna S Prakash, 44Bimal Prakash, 66Chander Prakash, 69David V Prakash, 41Dinesh K Prakashchand, 45Geeta Prakash, 65Jancy Prakash, 29

Pankaj Prakash Phones & Addresses

  • 601 Holly Hill Dr, Rocky Hill, CT 06067 (860) 436-6528
  • Willimantic, CT
  • Glastonbury, CT
  • Greenwich, CT
  • 19 Cheney Dr, Storrs Manfld, CT 06268
  • Storrs Mansfield, CT
  • Willington, CT
  • 601 Holly Hill Dr, Rocky Hill, CT 06067

Publications

Us Patents

Electronics For Remotely Monitoring And Controlling A Vehicle

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US Patent:
20190389378, Dec 26, 2019
Filed:
Aug 30, 2019
Appl. No.:
16/556785
Inventors:
- Hartford CT, US
Steven J. Fernandes - West Hartford CT, US
Marc J. Natrillo - Avon CT, US
Paul Brendan Olson - Hartford CT, US
Pankaj Prakash - Rocky Hill CT, US
Assignee:
HARTFORD FIRE INSURANCE COMPANY - Hartford CT
International Classification:
B60Q 9/00
G06Q 40/08
G07C 5/08
G07C 5/00
Abstract:
A system and method configured to monitor use conditions of a vehicle and provide feedback to a user of the vehicle to maintain use within certain parameters is described. The description includes a plurality of sensors located proximate to the vehicle, each sensor configured to monitor at least one vehicle parameter, the plurality of sensors selected from an accelerometer, speed, temperature, mileage, oil level, oil pressure, run-time and location sensors, each sensor generating a signal encapsulating the monitored vehicle parameter and transmitting the generated signal to a control unit. The description includes a control unit that receives the generated signal from each of a plurality of sensors, the control unit including a memory that stores the received signal and selectively combines the received signal with other signals received from others of the plurality of sensors. The description includes a first transmitter coupled to the control unit capable of transmitting the combined signal. The description includes a second transceiver remote from the vehicle that receives a transmitted condition, and compares that condition to received conditions from other vehicles and provides feedback to adjust the use of the vehicle based on the comparison, and a user interface for providing feedback to a user including at least one of visual indication, audible indication, and physically altering the use of the vehicle. The description includes coupling of the plurality of sensors to the control unit with a controller area bus (CAN). The first transmitter may transmit over an RF network.

System And Method For Determining Driver Signatures

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US Patent:
20190087911, Mar 21, 2019
Filed:
Nov 20, 2018
Appl. No.:
16/196931
Inventors:
- Hartford CT, US
Steven J. Fernandes - West Hartford CT, US
Marc J. Natrillo - Avon CT, US
Paul Brendan Olson - Hartford CT, US
Pankaj Prakash - Rocky Hill CT, US
Assignee:
HARTFORD FIRE INSURANCE COMPANY - Hartford CT
International Classification:
G06Q 40/08
G06Q 30/02
Abstract:
A system configured to determine an insurance premium associated with an account that covers at least one vehicle and at least one driver comprising a computer memory that stores biographical information; a processor that receives information associated with telematics data associated with at least one of the vehicle(s), concerning use of the at least one vehicle(s); the processor further configured to determine discrete segments of use by at least one vehicle(s), and to determine a driver signature associated with each of the discrete segments of use; the processor further configured to generate a driver risk assessment responsive to the at least one of the discrete segments of use; the processor further configured to calculate pricing information based at least in part on the at least one risk assessment and the biographical information; and a transmitter configured to transmit the pricing information to a user device or user transmission device.

Electronics For Remotely Monitoring And Controlling A Vehicle

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US Patent:
20180339653, Nov 29, 2018
Filed:
Jul 16, 2018
Appl. No.:
16/036566
Inventors:
- Hartford CT, US
Steven J. Fernandes - West Hartford CT, US
Marc J. Natrillo - Avon CT, US
Paul Brendan Olson - Hartford CT, US
Pankaj Prakash - Rocky Hill CT, US
Assignee:
HARTFORD FIRE INSURANCE COMPANY - Hartford CT
International Classification:
B60Q 9/00
G07C 5/08
G06Q 40/08
G07C 5/00
Abstract:
A system and method configured to monitor use conditions of a vehicle and provide feedback to a user of the vehicle to maintain use within certain parameters is described. The description includes a plurality of sensors located proximate to the vehicle, each sensor configured to monitor at least one vehicle parameter, the plurality of sensors selected from an accelerometer, speed, temperature, mileage, oil level, oil pressure, run-time and location sensors, each sensor generating a signal encapsulating the monitored vehicle parameter and transmitting the generated signal to a control unit. The description includes a control unit that receives the generated signal from each of a plurality of sensors, the control unit including a memory that stores the received signal and selectively combines the received signal with other signals received from others of the plurality of sensors. The description includes a first transmitter coupled to the control unit capable of transmitting the combined signal. The description includes a second transceiver remote from the vehicle that receives a transmitted condition, and compares that condition to received conditions from other vehicles and provides feedback to adjust the use of the vehicle based on the comparison, and a user interface for providing feedback to a user including at least one of visual indication, audible indication, and physically altering the use of the vehicle. The description includes coupling of the plurality of sensors to the control unit with a controller area bus (CAN). The first transmitter may transmit over an RF network.

Electronics For Remotely Monitoring And Controlling A Vehicle

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US Patent:
20170021764, Jan 26, 2017
Filed:
Jun 13, 2016
Appl. No.:
15/181237
Inventors:
- Hartford CT, US
Steven J. Fernandes - West Hartford CT, US
Marc J. Natrillo - Avon CT, US
Paul Brendan Olson - Hartford CT, US
Pankaj Prakash - Rocky Hill CT, US
Assignee:
HARTFORD FIRE INSURANCE COMPANY - Hartford CT
International Classification:
B60Q 9/00
Abstract:
A system and method configured to monitor use conditions of a vehicle and provide feedback to a user of the vehicle to maintain use within certain parameters is described. The description includes a plurality of sensors located proximate to the vehicle, each sensor configured to monitor at least one vehicle parameter, the plurality of sensors selected from an accelerometer, speed, temperature, mileage, oil level, oil pressure, run-time and location sensors, each sensor generating a signal encapsulating the monitored vehicle parameter and transmitting the generated signal to a control unit. The description includes a control unit that receives the generated signal from each of a plurality of sensors, the control unit including a memory that stores the received signal and selectively combines the received signal with other signals received from others of the plurality of sensors. The description includes a first transmitter coupled to the control unit capable of transmitting the combined signal. The description includes a second transceiver remote from the vehicle that receives a transmitted condition, and compares that condition to received conditions from other vehicles and provides feedback to adjust the use of the vehicle based on the comparison, and a user interface for providing feedback to a user including at least one of visual indication, audible indication, and physically altering the use of the vehicle. The description includes coupling of the plurality of sensors to the control unit with a controller area bus (CAN). The first transmitter may transmit over an RF network.

System And Method For Determining Driver Signatures

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US Patent:
20150187013, Jul 2, 2015
Filed:
Dec 31, 2013
Appl. No.:
14/145142
Inventors:
- Hartford CT, US
Steven J. Fernandes - West Hartford CT, US
Marc J. Natrillo - Avon CT, US
Paul Brendan Olson - Hartford CT, US
Pankaj Prakash - Rocky Hill CT, US
Assignee:
Hartford Fire Insurance Company - Hartford CT
International Classification:
G06Q 40/08
G06Q 30/02
Abstract:
A system configured to determine an insurance premium associated with an account that covers at least one vehicle and at least one driver comprising a computer memory that stores biographical information; a processor that receives information associated with telematics data associated with at least one of the vehicle(s), concerning use of the at least one vehicle(s); the processor further configured to determine discrete segments of use by at least one vehicle(s), and to determine a driver signature associated with each of the discrete segments of use; the processor further configured to generate a driver risk assessment responsive to the at least one of the discrete segments of use; the processor further configured to calculate pricing information based at least in part on the at least one risk assessment and the biographical information; and a transmitter configured to transmit the pricing information to a user device or user transmission device.

System And Method For Expectation Based Processing

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US Patent:
20150187014, Jul 2, 2015
Filed:
Dec 31, 2013
Appl. No.:
14/145165
Inventors:
- Hartford CT, US
Steven J. Fernandes - West Hartford CT, US
Marc J. Natrillo - Avon CT, US
Paul Brendan Olson - Hartford CT, US
Pankaj Prakash - Rocky Hill CT, US
Assignee:
Hartford Fire Insurance Company - Hartford CT
International Classification:
G06Q 40/08
Abstract:
A system for determining insurance pricing information based on telematics data, the system comprising, a processor configured to generate a driver proxy score (DPS) based on a combination of rating variables in a conventional class plan; the processor, configured to receive information associated with telematics data received from a telematics device, wherein the telematics data includes a plurality of risk factors; the processor further configured to determine a driver telematics score (DTS) based on the information associated with the telematics data; the processor further configured to generate an expectation based rating, based on the DPS and the DTS, which measures a variance of the telematics data from the expected value; the processor further configured to update pricing information based on the determined expectation based rating; and a transmitter configured to transmit the updated pricing information to a user device.

System And Method For Destination Based Underwriting

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US Patent:
20150187015, Jul 2, 2015
Filed:
Dec 31, 2013
Appl. No.:
14/145181
Inventors:
- Hartford CT, US
Steven J. Fernandes - West Hartford CT, US
Marc J. Natrillo - Avon CT, US
Paul Brendan Olson - Hartford CT, US
Pankaj Prakash - Rocky Hill CT, US
Assignee:
Hartford Fire Insurance Company - Hartford CT
International Classification:
G06Q 40/08
Abstract:
A system for determining risk associated with a driver, the system comprising a receiver, configured to receive information associated with telematics data; a processor further configured to determine, based at least in part on the telematics data, that a vehicle has reached a destination, a length of time spent at the destination and a times of day during which the vehicle is at the destination; the processor configured to determine a direct exposure rating based on at least the determined destination, the length of time spent at the destination, and the times of day during which the vehicle is at the location; the processor further configured to adjust an insurance pricing information based on the direct exposure rating; and a transmitter configured to transmit the adjusted pricing information to a user device.

System And Method For Telematics Based Underwriting

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US Patent:
20150187016, Jul 2, 2015
Filed:
Dec 31, 2013
Appl. No.:
14/145205
Inventors:
- Hartford CT, US
Steven J. Fernandes - West Hartford CT, US
Marc J. Natrillo - Avon CT, US
Paul Brendan Olson - Hartford CT, US
Pankaj Prakash - Rocky Hill CT, US
Assignee:
Hartford Fire Insurance Company - Hartford CT
International Classification:
G06Q 40/08
Abstract:
A system for determining insurance pricing information comprising a computer memory for storing biographical information, including an expected total mileage driven by a vehicle and an initial risk assessment based on at least the expected total mileage driven; the processor further configured to determine, based on telematics data, a plurality of relativity factors, wherein relativity factors are numerical values generated based on a comparison of the information associated with the received telematics data with other drivers; the processor configured to calculate the product of the plurality of relativity factors with a starting discount and compare the product with a predetermined threshold; the processor further configured to adjust insurance pricing information based on the comparison of the product of the relativity factors with the predetermined threshold.
Control profile
Pankaj Prakash from Rocky Hill, CT, age ~46 Get Report