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Michael Delaveaga Phones & Addresses

  • 327 Mourning Dove Dr, Newark, DE 19711 (302) 368-7472
  • San Jose, CA
  • Kaneohe, HI
  • 327 Mourning Dove Dr, Newark, DE 19711

Work

Company: Bac May 2006 Position: Senior vice president

Education

School / High School: Gonzaga University 1982 to 1986 Specialities: Management, Management Science, Finance

Skills

Portfolio Management • Risk Management • Mortgage Lending • Credit Risk • Credit Analysis • Banking • Consumer Lending • Credit • Executive Management • Finance • Financial Modeling • Mergers • Financial Risk • Process Improvement • Strategic Planning

Languages

English

Industries

Banking

Resumes

Resumes

Michael Delaveaga Photo 1

Senior Vice President

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Location:
327 Mourning Dove Dr, Newark, DE 19711
Industry:
Banking
Work:
Bac
Senior Vice President

Bank of America
Senior Vice President at Bank of America
Education:
Gonzaga University 1982 - 1986
Skills:
Portfolio Management
Risk Management
Mortgage Lending
Credit Risk
Credit Analysis
Banking
Consumer Lending
Credit
Executive Management
Finance
Financial Modeling
Mergers
Financial Risk
Process Improvement
Strategic Planning
Languages:
English

Publications

Us Patents

Redemption Of Reward Points As Cash And Deposit Of Cash To Checking, Savings Or Other Accounts

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US Patent:
20100250355, Sep 30, 2010
Filed:
Mar 30, 2009
Appl. No.:
12/414650
Inventors:
Mark McInnes - West Chester PA, US
Rex Oberg - Chadds Ford PA, US
Michael T. deLaveaga - Newark DE, US
Daniel C. Maddox - Coatesville PA, US
Olaf G. Schweidler - West Chester PA, US
Assignee:
Bank of America Corporation - Charlotte NC
International Classification:
G06Q 30/00
G06Q 20/00
US Classification:
705 1418, 705 1417, 705 34, 705 40
Abstract:
Systems and methods of redeeming reward points for cash and depositing the cash to a checking or savings account of a user is presented. In some arrangements, the user will input account information relating to one or more checking or savings accounts. The information may be stored by the system. The user may select to redeem some or all of the reward points in his or her reward account balance as cash. Upon selection of this option, the user may select one or more of the saved accounts to which the funds will be deposited. In some arrangements, the redemption may occur automatically upon occurrence of a triggering event or meeting a predetermined threshold.

Anomalous Billing Event Correlation Engine

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US Patent:
20130024331, Jan 24, 2013
Filed:
Jul 18, 2011
Appl. No.:
13/184695
Inventors:
Christopher B. Pulley - Indian Trail NC, US
Michael T. deLaveaga - Newark DE, US
Assignee:
Bank of America - Charlotte NC
International Classification:
G06Q 30/00
US Classification:
705 30
Abstract:
Apparatus, methods and computer readable media for processing invoice data. The apparatus may include, and the methods and media may involve a processor module and a machine memory module. The processor module may extract from an invoice a billing event identifier that identifies a billing event. The processor module may query an index in the machine memory module for a billing event descriptor that is designated for the billing event. The processor module may identify in the machine memory index a provisional billing event descriptor that corresponds to a derivative of the billing event identifier. The processor module may join the provisional billing event descriptor to a record corresponding to the billing event identifier. The processor module may flag the record to indicate the presence of the provisional billing event descriptor.

Configuration Of Data Transfer Recipient

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US Patent:
20210304162, Sep 30, 2021
Filed:
Jun 10, 2021
Appl. No.:
17/344398
Inventors:
- Toronto, CA
Steven GERVAIS - Newmarket, CA
Christopher Mark JONES - Villanova PA, US
Jonathan Joseph PRENDERGAST - West Chester PA, US
John William THOMAS - Kennett Square PA, US
Michael Thomas DELAVEAGA - Newark DE, US
Assignee:
The Toronto-Dominion Bank - Toronto
International Classification:
G06Q 20/10
G06Q 40/02
G06Q 20/32
G06Q 20/14
G06Q 30/04
Abstract:
A method may include: sending a first signal representing a message identifying an entity from a server computer system to a resource usage tracking server; in response to the message, receiving, from the resource usage tracking server, a second signal representing historical resource usage data for the entity; identifying a first data transfer recipient associated with the historical resource usage data for the entity by using a database of supported data transfer recipients; sending a third signal, the third signal causing a client device associated with the entity to display a selectable option for data transfer to the identified first data transfer recipient; receiving a fourth signal, the fourth signal indicating selection of the selectable option for data transfer to the identified first data transfer recipient; and in response to receiving the fourth signal, configuring an account associated with the entity based on the first data transfer recipient.

Systems And Methods For Automatically Configuring A Transaction System

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US Patent:
20210110363, Apr 15, 2021
Filed:
Oct 9, 2019
Appl. No.:
16/597121
Inventors:
- Toronto, CA
John William THOMAS - Kennett Square PA, US
Marc CHALIFOUX - Toronto, CA
Jonathan Joseph PRENDERGAST - West Chester PA, US
Michael Thomas DELAVEAGA - Newark DE, US
Mohammad Fahad KHAN - Mississauga, CA
Assignee:
The Toronto-Dominion Bank - Toronto
International Classification:
G06Q 20/10
G06Q 20/32
Abstract:
Computer-implemented methods for automatically identifying and configuring transfer targets in a transaction system are disclosed. Such a method may include: identifying a location associated with a first account. The first account may be associated with an account holder. A set of known transfer targets associated with the identified location is identified. Based on transaction data for one or more accounts associated with the account holder, a processor identifies transactions involving the transfer targets. One or more transactions involving a particular one of the transfer targets may be determined to correspond to one or more transfers to the particular one of the transfer targets. A prompt for presentation by a client device to add the particular one of the transfer targets to a transfer interface may then be generated. Related systems and computer-readable media are also disclosed.

Configuration Of Data Transfer Recipient

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US Patent:
20200143462, May 7, 2020
Filed:
Mar 29, 2019
Appl. No.:
16/368944
Inventors:
- Toronto, CA
Steven GERVAIS - Newmarket, CA
Christopher Mark JONES - Villanova PA, US
Jonathan Joseph PRENDERGAST - West Chester PA, US
John William THOMAS - Kennett Square PA, US
Michael Thomas DELAVEAGA - Newark DE, US
Assignee:
The Toronto-Dominion Bank - Toronto
International Classification:
G06Q 40/02
G06Q 20/14
G06Q 20/32
Abstract:
A method may include: sending a first signal representing a message identifying an entity from a server computer system to a resource usage tracking server; in response to the message, receiving, from the resource usage tracking server, a second signal representing historical resource usage data for the entity; identifying a first data transfer recipient associated with the historical resource usage data for the entity by using a database of supported data transfer recipients; sending a third signal, the third signal causing a client device associated with the entity to display a selectable option for data transfer to the identified first data transfer recipient; receiving a fourth signal, the fourth signal indicating selection of the selectable option for data transfer to the identified first data transfer recipient; and in response to receiving the fourth signal, configuring an account associated with the entity based on the first data transfer recipient.
Michael Thomas Delaveaga from Newark, DE, age ~60 Get Report