Bisham Ramchandani

V.P. Finance & Chief Financial Officer at Fidelity National Commerce Velocity, LLC,, Vice President Finance & CFO Consultant at Innvovo Commerce, LLC, Commercial Loan Officer at OCM Bancorp, Realtor at P.E.L. Mortgage Services, Inc., dba Premier Equity Lending, Senior Loan Officer at P.E.L. Mortgage Services, Inc., dba Premier Equity Lending, Insurance Broker at Bisham Insurance Services, CEO at 4R6, Ltd.

Orange County, California Area

Management Consulting

Fidelity National Commerce Velocity, LLC, since Jan 2010
V.P. Finance & Chief Financial Officer
Innvovo Commerce, LLC since Jan 2010
Vice President Finance & CFO Consultant
OCM Bancorp since Dec 2009
Commercial Loan Officer
P.E.L. Mortgage Services, Inc., dba Premier Equity Lending since May 2009
Realtor
P.E.L. Mortgage Services, Inc., dba Premier Equity Lending since Apr 2009
Senior Loan Officer

Golden Gate University 1983 - 1984
MBA, Finance Narottam Morarjee Institute of Shipping 1980 - 1982
Commercial Shipping Management, Commercial Shipping University of Mumbai 1976 - 1979
BSc, Business ManagementH.R. College of Commerce & Economics

Consumer Products / Wholesale Distribution
Residential Loans in the State of CA
Residential Real Estate in the State of CA
Life Insurance in the State of CA
Individual & Group Health Insurance in the State of CA

Playing Tennis, Swimming, Going to the Beach.

4 Abyssinian Way, Ladera Ranch, CA 92694

Real Estate

Kipcor Oct 2013 - Oct 2015
Chief Financial Officer
Dpr Skn Oct 2013 - Oct 2015
President, Chief Operations Officer and Chief Financial Officer
4R6 Sep 2002 - Dec 2013
Chief Executive Officer
Innovocommerce Jan 2010 - Feb 2013
Chief Financial Officer
Fidelity National Commerce Velocity Oct 2010 - Nov 2012
Chief Financial Officer

Golden Gate University 1983 - 1984
Master of Business Administration, Masters, Finance H.r. College of Commerce and Economics 1975 - 1979
Bachelors, Business Management

Finance
Strategic Planning
Investment Properties
Sales
Real Estate
Financial Reporting
Managerial Finance
Management
Business Development
Mergers and Acquisitions
Budgets
Financial Analysis
Business Planning
Financial Planning
Business Strategy
Investments
Negotiation
Leadership
Marketing
Project Management
Contract Negotiation
Residential Homes
Tax
Forecasting
Financial Modeling
Corporate Finance
Financial Accounting
Accounting
Due Diligence
Risk Management
General Ledger
Cash Management
Us Gaap
Auditing
Management Consulting
Asset Management
Valuation
Team Building
New Business Development
Microsoft Office
Training
Marketing Strategy
Customer Service
Business Analysis
Business Intelligence
Small Business
Credit
Cross Functional Team Leadership
Real Estate Transactions
Public Speaking

License 01424951
License 238643
License 0E83826
Real Estate Broker
Mortgage Broker
Insurance Broker

Bincco, Inc / KipCor, Inc. / Home Banc Center, Inc. / 501 N Buckeye, LLC / Tax Credit Network, Inc.

Oct 2013 to 2000
CFO
Innovo Commerce, LLC

Jan 2010 to Mar 2013
Vice President Finance & CFO
Commerce Velocity, LLC

Jan 2010 to Nov 2012
Vice President Finance & CFO
Normandy Capital, LLC
Los Angeles, CA
Jul 2009 to Aug 2010
Prepare Corporate & Consolidated Financial Statements for Tax Accountant
Cosmi Finance, LLC
Torrance, CA
Sep 2008 to Jun 2009
Pacifica Companies
San Diego, CA
Dec 2005 to Jan 2007
Assisted CFO
Strategic Property Associates

2007 to 2007
Smashbox Beauty Cosmetics, Inc
Culver City, CA
Jun 1996 to Jun 2002
President & COO / Chief Financial Officer
Comtech Group, Inc
Irvine, CA
Jul 1993 to Jun 1996
Chief Financial Officer
Paul Davril, Inc
Vernon, CA
Nov 1986 to Jun 1993
Controller / Treasurer

Golden Gate University
San Francisco, CA
1984
M.B.A. in Finance
Narottam Morarjee Institute of Shipping
Mumbai, Maharashtra
1982
Diploma
University of Bombay
Mumbai, Maharashtra
1979
B.S. in Business Management